:root {
  --ink: #1f2321;
  --muted: #606862;
  --paper: #f6f5f0;
  --surface: #fffefa;
  --line: #d9ddd7;
  --accent: #315d4a;
  --accent-soft: #dfe9e2;
  --max: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font: 16px/1.7 Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
a { color: inherit; }
.wrap { width: min(var(--max), calc(100% - 40px)); margin: 0 auto; }
.site-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 80px;
  border-bottom: 1px solid var(--line);
}
.brand { font-weight: 760; letter-spacing: -.02em; text-decoration: none; }
.nav { display: flex; gap: 24px; font-size: 14px; }
.nav a { color: var(--muted); text-decoration: none; }
.nav a:hover, .text-link:hover { color: var(--accent); }
.hero { max-width: 880px; padding: 108px 0 105px; }
.label { color: var(--accent); font-size: 12px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
h1, h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 500; letter-spacing: -.035em; }
h1 { max-width: 900px; margin: 20px 0 28px; font-size: clamp(46px, 7vw, 76px); line-height: 1.04; }
.hero-copy { max-width: 790px; color: var(--muted); font-size: 20px; }
.hero-copy strong { color: var(--ink); }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 34px 0 18px; }
.button { padding: 12px 18px; border: 1px solid var(--ink); border-radius: 8px; background: var(--ink); color: white; font-size: 14px; font-weight: 700; text-decoration: none; }
.button.secondary { background: transparent; color: var(--ink); }
.small-note { color: var(--muted); font-size: 13px; }
.section { padding: 86px 0; border-top: 1px solid var(--line); }
.section-heading { display: grid; grid-template-columns: .7fr 1.3fr; gap: 70px; margin-bottom: 40px; }
.section h2, .policy h2 { margin: 0; font-size: clamp(32px, 4vw, 46px); line-height: 1.15; }
.section-intro { margin: 5px 0 0; color: var(--muted); font-size: 18px; }
.steps { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.card { min-height: 245px; padding: 28px; border: 1px solid var(--line); border-radius: 14px; background: var(--surface); }
.number { color: var(--accent); font-size: 13px; font-weight: 800; }
.card h3 { margin: 48px 0 10px; font-size: 19px; }
.card p, .feature p { margin: 0; color: var(--muted); }
.function-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0 56px; margin: 0; padding-left: 22px; }
.function-list li { padding: 10px 0; color: var(--muted); }
.features { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 52px; }
.feature { padding: 24px 0; border-bottom: 1px solid var(--line); }
.feature h3 { margin: 0 0 7px; font-size: 17px; }
.personal { max-width: 780px; }
.personal p { color: var(--muted); }
.contact-box { padding: 32px; border-radius: 14px; background: var(--accent-soft); }
.contact-box h2 { margin-bottom: 10px; }
.email { color: var(--accent); font-size: 20px; font-weight: 750; }
.site-footer { padding: 36px 0 48px; border-top: 1px solid var(--line); color: var(--muted); font-size: 13px; }
.footer-row { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.footer-links { display: flex; gap: 20px; }
.disclaimer { max-width: 790px; margin: 24px 0 0; }

.policy-hero { max-width: 820px; padding: 84px 0 68px; }
.policy-hero h1 { margin-bottom: 12px; }
.policy-hero .lead { color: var(--muted); font-size: 19px; }
.effective { display: inline-block; margin-top: 14px; padding: 6px 10px; border-radius: 6px; background: var(--accent-soft); color: var(--accent); font-size: 13px; }
.policy-layout { display: grid; grid-template-columns: 235px 1fr; gap: 65px; padding: 54px 0 100px; border-top: 1px solid var(--line); }
.toc { position: sticky; top: 28px; align-self: start; }
.toc strong { font-size: 12px; letter-spacing: .1em; text-transform: uppercase; }
.toc nav { display: grid; margin-top: 12px; }
.toc a { padding: 5px 0; color: var(--muted); font-size: 13px; text-decoration: none; }
.policy section { margin: 0 0 52px; scroll-margin-top: 30px; }
.policy h2 { margin-bottom: 17px; font-size: 30px; }
.policy h3 { margin: 26px 0 7px; font-size: 17px; }
.policy p { margin: 0 0 14px; }
.policy ul { margin: 12px 0 17px; padding-left: 22px; }
.policy li { margin: 7px 0; color: var(--muted); }
.notice { padding: 20px 22px; border: 1px solid var(--line); border-radius: 12px; background: var(--surface); }
.notice strong { display: block; margin-bottom: 5px; }

@media (max-width: 800px) {
  .section-heading, .policy-layout { grid-template-columns: 1fr; gap: 34px; }
  .toc { position: static; padding-bottom: 28px; border-bottom: 1px solid var(--line); }
  .toc nav { grid-template-columns: 1fr 1fr; }
  .hero { padding: 78px 0; }
}
@media (max-width: 620px) {
  .wrap { width: min(var(--max), calc(100% - 26px)); }
  .nav a:first-child { display: none; }
  .nav { gap: 14px; }
  .steps, .features, .function-list { grid-template-columns: 1fr; }
  .card { min-height: 210px; }
  h1 { font-size: 44px; }
  .section { padding: 66px 0; }
  .toc nav { grid-template-columns: 1fr; }
}